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United States laws and Federal regulations and publications are in public domain. The manner in which it is organized, combined with other materials and presented, within this publication, is the exclusive property of PBB. No part of this manual may be reproduced or transmitted in any manner or by any means now known or to be invented, mechanical or electronic, without the written permission of PBB. This includes, but is not limited to, photocopying, recording, or by any information storage or retrieval system.


DISCLAIMER

Due to the constantly changing nature of government regulations, it is impossible to guarantee absolute accuracy of the material contained herein. PBB can not assume any responsibility for omissions, errors, misprinting, or ambiguity contained within this manual and shall not be held liable in any degree for any loss caused by such omission, error, misprinting, or ambiguity. This manual is designed to act as a quick, user-friendly reference. It is distributed with the understanding that PBB does not intend it as a means to render legal or professional advice. For professional help, PBB recommends contacting our Trade & Regulatory Services team at 716-692-3100. Printed in the United States of America.

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